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<channel>
	<title> &#187; LOAN INFORMATION</title>
	<atom:link href="http://renohomevoices.com/category/loan-information/feed/" rel="self" type="application/rss+xml" />
	<link>http://renohomevoices.com</link>
	<description>Reno Homes and Tahoe</description>
	<lastBuildDate>Sun, 22 Aug 2010 01:19:02 +0000</lastBuildDate>
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		<item>
		<title>A Reader asks about Reno Seller Financing, Reno Owner Financed homes &#8230;</title>
		<link>http://renohomevoices.com/2010/06/29/a-reader-asks-about-reno-seller-financing-reno-fwner-financed-homes/</link>
		<comments>http://renohomevoices.com/2010/06/29/a-reader-asks-about-reno-seller-financing-reno-fwner-financed-homes/#comments</comments>
		<pubDate>Tue, 29 Jun 2010 03:57:10 +0000</pubDate>
		<dc:creator>ronbell</dc:creator>
				<category><![CDATA[LOAN INFORMATION]]></category>
		<category><![CDATA[reno owner carrry homes]]></category>
		<category><![CDATA[reno owner financed homes...]]></category>

		<guid isPermaLink="false">http://renohomevoices.com/?p=554</guid>
		<description><![CDATA[Reno owner financed question about Reno owner carry homes]]></description>
		<wfw:commentRss>http://renohomevoices.com/2010/06/29/a-reader-asks-about-reno-seller-financing-reno-fwner-financed-homes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Save An Ailing Credit Score</title>
		<link>http://renohomevoices.com/2010/04/23/how-to-save-an-ailing-credit-score/</link>
		<comments>http://renohomevoices.com/2010/04/23/how-to-save-an-ailing-credit-score/#comments</comments>
		<pubDate>Fri, 23 Apr 2010 06:39:52 +0000</pubDate>
		<dc:creator>ronbell</dc:creator>
				<category><![CDATA[CREDIT REPAIR]]></category>
		<category><![CDATA[LOAN INFORMATION]]></category>
		<category><![CDATA[How To Save An Ailing Credit Score]]></category>

		<guid isPermaLink="false">http://renohomevoices.com/2010/04/23/how-to-save-an-ailing-credit-score/</guid>
		<description><![CDATA[Below is a great article detailing the 9 steps that may help someone repair a damaged credit score by Luke Mullins.

&#8220;Today&#8217;s mortgage costs are dirt cheap—if you&#8217;ve got the right FICO ratingShareBy Luke Mullins Posted: July 20, 2009Without even contacting a credit bureau, Jeana Reed has a pretty good sense of what her credit score [...]]]></description>
		<wfw:commentRss>http://renohomevoices.com/2010/04/23/how-to-save-an-ailing-credit-score/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Home Path- A New Home Loan for REO&#8217;s</title>
		<link>http://renohomevoices.com/2010/03/25/home-path-a-new-home-loan-for-reos/</link>
		<comments>http://renohomevoices.com/2010/03/25/home-path-a-new-home-loan-for-reos/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 22:10:57 +0000</pubDate>
		<dc:creator>ronbell</dc:creator>
				<category><![CDATA[CURRENT STRATEGIES]]></category>
		<category><![CDATA[FIRST TIME BUYER]]></category>
		<category><![CDATA[FORECLOSURES]]></category>
		<category><![CDATA[LOAN INFORMATION]]></category>
		<category><![CDATA[3% down payment]]></category>
		<category><![CDATA[fannie mae reno]]></category>
		<category><![CDATA[home path]]></category>
		<category><![CDATA[homepath]]></category>
		<category><![CDATA[reno home loans]]></category>
		<category><![CDATA[Reno REOs]]></category>

		<guid isPermaLink="false">http://renohomevoices.com/2010/03/25/home-path-a-new-home-loan-for-reos/</guid>
		<description><![CDATA[Home path is a new home loan to finance the sale of bank owned homes across the country.  It is offered by Fannie Mae and can help people finance their homes for as low as 3% down.  Here are more of the benefits of Home Path:

The benefits include:

Low down payment and flexible mortgage terms (fixed-rate, [...]]]></description>
		<wfw:commentRss>http://renohomevoices.com/2010/03/25/home-path-a-new-home-loan-for-reos/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home At Last Program Information for First Time Home Buyers</title>
		<link>http://renohomevoices.com/2010/03/04/home-at-last-program-information-for-first-time-home-buyers/</link>
		<comments>http://renohomevoices.com/2010/03/04/home-at-last-program-information-for-first-time-home-buyers/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 19:22:11 +0000</pubDate>
		<dc:creator>ronbell</dc:creator>
				<category><![CDATA[FIRST TIME BUYER]]></category>
		<category><![CDATA[LOAN INFORMATION]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[Home at last program]]></category>
		<category><![CDATA[nevada rural housing authority]]></category>
		<category><![CDATA[nevada tax credit]]></category>
		<category><![CDATA[nvrural.org]]></category>
		<category><![CDATA[Washoe County home buyers]]></category>

		<guid isPermaLink="false">http://renohomevoices.com/2010/03/04/home-at-last-program-information-for-first-time-home-buyers/</guid>
		<description><![CDATA[The Home At Last Program is a new program from the Nevada Rural Housing Authority that is intended to help people that want to become home owners be able to afford it.  This may work for Reno Bank Owned Homes and Reno Foreclosed Homes.  Home At Last provides a dollar for dollar ferderal income tax [...]]]></description>
		<wfw:commentRss>http://renohomevoices.com/2010/03/04/home-at-last-program-information-for-first-time-home-buyers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Key Points To Simplify Short Sales</title>
		<link>http://renohomevoices.com/2009/12/14/key-points-to-simplify-short-sales/</link>
		<comments>http://renohomevoices.com/2009/12/14/key-points-to-simplify-short-sales/#comments</comments>
		<pubDate>Mon, 14 Dec 2009 19:50:28 +0000</pubDate>
		<dc:creator>ronbell</dc:creator>
				<category><![CDATA[LOAN INFORMATION]]></category>
		<category><![CDATA[SHORT SALES]]></category>
		<category><![CDATA[coldwell banker select reno]]></category>
		<category><![CDATA[home buyers reno nv]]></category>
		<category><![CDATA[homebuyers nevada]]></category>
		<category><![CDATA[mortgage payment reno nv]]></category>
		<category><![CDATA[Mortgage Reno Nv.]]></category>
		<category><![CDATA[property buyers reno nv]]></category>
		<category><![CDATA[ron hoy]]></category>
		<category><![CDATA[short sale buyers]]></category>
		<category><![CDATA[short sale rules]]></category>
		<category><![CDATA[short sales reno nv]]></category>
		<category><![CDATA[simplify short sales]]></category>
		<category><![CDATA[us treasury]]></category>

		<guid isPermaLink="false">http://renohomevoices.com/2009/12/14/key-points-to-simplify-short-sales/</guid>
		<description><![CDATA[Here are some helpful tips that may help those involved in Short Sales.  These key point have been provided by Ron Hoy from Coldwell Banker Select Real Estate as a simplification of the rules from the Treasury.  Hopefully these can answer some short sale questions for you.
As of now, these seem to be the key [...]]]></description>
		<wfw:commentRss>http://renohomevoices.com/2009/12/14/key-points-to-simplify-short-sales/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rules Get Tougher For FHA Borrowers</title>
		<link>http://renohomevoices.com/2009/12/11/rules-get-tougher-for-fha-borrowers/</link>
		<comments>http://renohomevoices.com/2009/12/11/rules-get-tougher-for-fha-borrowers/#comments</comments>
		<pubDate>Fri, 11 Dec 2009 19:32:15 +0000</pubDate>
		<dc:creator>Stephanie</dc:creator>
				<category><![CDATA[LOAN INFORMATION]]></category>
		<category><![CDATA[academy mortgage]]></category>
		<category><![CDATA[FHA loans down payment]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[mortgage insurance]]></category>
		<category><![CDATA[Reno FHA loans]]></category>
		<category><![CDATA[reno nevada home buyers]]></category>
		<category><![CDATA[reno nv home loans]]></category>
		<category><![CDATA[reno nv mortgage]]></category>
		<category><![CDATA[Washington Post]]></category>

		<guid isPermaLink="false">http://renohomevoices.com/2009/12/11/rules-get-tougher-for-fha-borrowers/</guid>
		<description><![CDATA[Here is an interesting article from the Washington Post on the possible changes to FHA loans in Reno, NV and across the country.  These changes could include increasing the down payment to 5% (currently 3.5%), decreasing seller contributions to 3% (currently 6%), increasing the monthly mortgage insurance, increasing the upfront mortgage insurance and increasing the [...]]]></description>
		<wfw:commentRss>http://renohomevoices.com/2009/12/11/rules-get-tougher-for-fha-borrowers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reno mortgage rates at prehistoric levels&#8230;</title>
		<link>http://renohomevoices.com/2009/11/13/reno-mortgage-rates-at-prehistoric-levels/</link>
		<comments>http://renohomevoices.com/2009/11/13/reno-mortgage-rates-at-prehistoric-levels/#comments</comments>
		<pubDate>Fri, 13 Nov 2009 06:09:57 +0000</pubDate>
		<dc:creator>ronbell</dc:creator>
				<category><![CDATA[LOAN INFORMATION]]></category>

		<guid isPermaLink="false">http://renohomevoices.com/2009/11/13/reno-mortgage-rates-at-prehistoric-levels/</guid>
		<description><![CDATA[Man oh man, I will be glad when my credit repair is done.  I can&#8217;t wait to capitalize on these once in a lifetime low Reno mortgage rates.  I think at this point even if this isn&#8217;t the bottom, it is not worth waiting around for another 5-10% correction if it even happens.  If we [...]]]></description>
		<wfw:commentRss>http://renohomevoices.com/2009/11/13/reno-mortgage-rates-at-prehistoric-levels/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Guidelines After a Short Sale or Foreclosure</title>
		<link>http://renohomevoices.com/2009/11/05/mortgage-guidelines-after-a-short-sale-or-foreclosure/</link>
		<comments>http://renohomevoices.com/2009/11/05/mortgage-guidelines-after-a-short-sale-or-foreclosure/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 08:40:03 +0000</pubDate>
		<dc:creator>ronbell</dc:creator>
				<category><![CDATA[FORECLOSURE HELP]]></category>
		<category><![CDATA[FORECLOSURES]]></category>
		<category><![CDATA[LOAN INFORMATION]]></category>
		<category><![CDATA[buy a house after foreclosure]]></category>
		<category><![CDATA[buy after short sale]]></category>
		<category><![CDATA[buying a house in reno after foreclosure]]></category>
		<category><![CDATA[credit requirements buying a house]]></category>
		<category><![CDATA[reno foreclosure]]></category>
		<category><![CDATA[Reno REO]]></category>
		<category><![CDATA[stephanie hanna]]></category>
		<category><![CDATA[what to do after a foreclosure]]></category>

		<guid isPermaLink="false">http://renohomevoices.com/2009/11/05/mortgage-guidelines-after-a-short-sale-or-foreclosure/</guid>
		<description><![CDATA[I’m often asked how long someone has to wait to buy a new house if they’ve recently sold their house via short sale or lost their house to foreclosure.  Here in Northern Nevada, those situations are becoming more and more prevalent.  I’ve put together the following information for anyone who may want to know exactly how long the wait will be.  These are the guidelines as of September 2009, but keep in mind, guidelines are constantly changing so these may be updated.]]></description>
		<wfw:commentRss>http://renohomevoices.com/2009/11/05/mortgage-guidelines-after-a-short-sale-or-foreclosure/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>New Fixer-Upper Loan: The 203(k)</title>
		<link>http://renohomevoices.com/2009/06/30/new-fixer-upper-loan-the-203k/</link>
		<comments>http://renohomevoices.com/2009/06/30/new-fixer-upper-loan-the-203k/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 19:32:59 +0000</pubDate>
		<dc:creator>ronbell</dc:creator>
				<category><![CDATA[LOAN INFORMATION]]></category>
		<category><![CDATA[203(k)]]></category>
		<category><![CDATA[203k loan reno nv]]></category>
		<category><![CDATA[academy mortgage]]></category>
		<category><![CDATA[coldwell banker real estate]]></category>
		<category><![CDATA[FHA 203k]]></category>
		<category><![CDATA[Fixer Upper Homes]]></category>
		<category><![CDATA[Fixer Uppers Nevada]]></category>
		<category><![CDATA[Fixer Uppers Reno NV]]></category>
		<category><![CDATA[homes for sale reno nv]]></category>
		<category><![CDATA[Homes to fix up]]></category>
		<category><![CDATA[loans reno]]></category>
		<category><![CDATA[Nevada homes]]></category>
		<category><![CDATA[nv]]></category>
		<category><![CDATA[Reno homes]]></category>
		<category><![CDATA[reno nv. homes]]></category>
		<category><![CDATA[Sparks homes]]></category>
		<category><![CDATA[Sparks NV Homes]]></category>
		<category><![CDATA[stephanie hanna]]></category>
		<category><![CDATA[washoe valley homes]]></category>
		<category><![CDATA[washoe valley nevada homes]]></category>

		<guid isPermaLink="false">http://renohomevoices.com/2009/06/30/new-fixer-upper-loan-the-203k/</guid>
		<description><![CDATA[For those of you that are looking for a home and would like to fix it up, but don&#8217;t have the money to do it, there is a great new loan that would enable you to do that.  The FHA is offering the 203(k) loan, a great opportunity for the homes that need some TLC.
&#8220;Right now, [...]]]></description>
		<wfw:commentRss>http://renohomevoices.com/2009/06/30/new-fixer-upper-loan-the-203k/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>High-end Mortgages Get Easier</title>
		<link>http://renohomevoices.com/2009/06/10/high-end-mortgages-get-easier/</link>
		<comments>http://renohomevoices.com/2009/06/10/high-end-mortgages-get-easier/#comments</comments>
		<pubDate>Wed, 10 Jun 2009 19:41:37 +0000</pubDate>
		<dc:creator>ronbell</dc:creator>
				<category><![CDATA[LOAN INFORMATION]]></category>
		<category><![CDATA[LOCAL MARKET]]></category>
		<category><![CDATA[]]></category>
		<category><![CDATA[bank of america interest rates]]></category>
		<category><![CDATA[bank of america jumbo loan]]></category>
		<category><![CDATA[jumbo loans]]></category>
		<category><![CDATA[reno nevada jumbo loan]]></category>
		<category><![CDATA[reno nv jumbo loans]]></category>
		<category><![CDATA[sparks nevada jumbo loan]]></category>
		<category><![CDATA[sparks nv jumbo loans]]></category>
		<category><![CDATA[what is a jumbo loan]]></category>

		<guid isPermaLink="false">http://renohomevoices.com/2009/06/10/high-end-mortgages-get-easier/</guid>
		<description><![CDATA[It seems as if  a promising future is on the horizon for buyers and the current owners of high-end properties.   At the latter part of last year, the jumbo loans were no longer available from banks.  A jumbo loan is a mortgage that the government will not buy or guarantee (over $417,000, depending on the [...]]]></description>
		<wfw:commentRss>http://renohomevoices.com/2009/06/10/high-end-mortgages-get-easier/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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